CAD funding routes

EFT 3 groups

EFT: EFT (Local) Non-financial institutions · Customer: Multiple locations Settlement: T0 Platform: Nium One Sender market: Canada

EFT: EFT (Wire) Non-financial institutions · Customer: All Settlement: T0 Platform: Nium One Sender market: Canada

EFT: EFT (Local) Non-financial institutions · Customer: All Settlement: T0 Platform: Nium One Sender market: Canada

Interac 1 group

Interac: Interac (Local) Non-financial institutions · Customer: All Settlement: REALTIME Platform: Nium One Sender market: Canada

SWIFT 2 groups

SWIFT: SWIFT (Wire) Non-financial institutions · Customer: Anywhere except US Settlement: T1 Platform: Nium One Sender market: All markets

SWIFT: SWIFT (Wire) Non-financial institutions · Customer: Multiple locations Settlement: VARIES BY VARIANT Platform: Nium One Sender market: Multiple sender markets